Most states require citizens to have automobile insurance before they may legally drive on U.S. roads, as per the rules of the Department of Motor Vehicles. Uninsured motorist coverage USA 2021 may be a lifeline for individuals who do not have automobile insurance and are involved in an accident with no one to help them submit a claim.

Although the number of uninsured drivers in the United States has dropped over time, many individuals continue to drive without the basic minimum of insurance coverage. An uninsured motorist is a person who does not have automobile insurance in the United States. According to a 2017 Insurance Research Council study, one out of every eight motorists is uninsured.

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